Given the inherent volatility of markets, it’s useful to remind ourselves of strategies we can utilise to meet investment goals. The fundamentals of portfolio construction can help position portfolios appropriately in times of crisis and volatility. Exploit a long-run time horizon Investors with a long horizon don’t need short-term liquidity,... read more →
Oct
14
Sep
10
As human beings, we have a natural preference for things to stay as they are. It’s a tendency psychologists refer to as status quo bias. But in a world where change is a daily reality, sticking to the status quo could mean getting left behind. Regularly checking in on your... read more →
Aug
05
Sharemarkets are the most volatile they’ve been in the past 20 years. Increased uncertainty, fear, forced and panic selling, as well as reduced liquidity, are all contributing factors to currently elevated levels of volatility. A simple measure using intraday price fluctuations can be used to understand the extent of the... read more →
Jul
20
We all know the old saying ‘buy low, sell high’ – right? As fundamental as this may seem, when the reality of a market crash sets in, we see behaviour move from rational to irrational as investors abandon their accumulated wisdom and succumb to the prevailing panic of the day.... read more →
Jun
19
The world began 2020 much as it ended in 2019. There was growing optimism in the global economy with expectations that the US and China had ‘buried the hatchet’ on trade disputes and the United Kingdom (UK) would be exiting the European Union (EU) in a less disruptive fashion. This... read more →
May
25
Recent events such as the coronavirus outbreak highlight the far-reaching effects of an epidemic. Following the initial devastation of these events, the true cost of an epidemic takes time to filter through the economy. In this article, we're taking a look at the economic impacts that epidemics and pandemics have... read more →
Apr
03
The economic impacts of the COVID-19 crisis are causing significant financial distress for many businesses and individuals. If your SMSF has a property and a tenant in financial distress, you may be able to provide your tenant with rental relief under an agreed commercial arrangement. This may even be the... read more →
Mar
02
It has been a turbulent start to the year with Australia beginning the recovery process from the tragic bushfires followed by the threat of a global pandemic with cases of the coronavirus (COVID-2019 as it is now known) increasing across the globe. Despite these events markets did not flinch in... read more →
Feb
13
One of the most important principles of investing is to ensure that you have a diversified portfolio . Diversification — spreading your money among many different investments — attempts to take a middle road through the highs and lows of market performance, allowing your money the opportunity to grow regularly... read more →