If the ins and outs of superannuation leave you confused, the answers to these frequently asked questions will help you understand the basics. How much do I need to retire? According to the Association of Superannuation Funds of Australia (ASFA), a couple requires savings of $640,000 if they wish to... read more →
Jun
09
May
05
Your super returns may be doing ok, but could they be better? Being actively involved in how and where your super is invested, could make a real difference to your retirement savings over the long-term. If you are considering going down this route, there are some factors to think about... read more →
Apr
27
In recent years, ethical investing or socially responsible investing (SRI) has become increasingly popular. Driven by the growth in demand for businesses that are profitable and ethical, along with regulatory frameworks to address challenges such as climate change and modern slavery, there has never been a better time to gain... read more →
Mar
18
Have you made a big financial mistake in the past? One that cost you a lot of time and money to fix? Financial stress can be a major trigger for a lot of people, it is a big burden to carry around, but not one you need to carry alone.... read more →
Mar
09
Global Economy The countries that participate in the OECD include the USA, Australia, France, Germany and the UK amongst other developed economies. There are economic indicators for these countries that are designed to show us things such as the likely path of economic growth. The Organisation for Economic Co-operation and... read more →
Jan
18
Investing your money is a great way to grow your wealth, but it can be intimidating to someone who is starting fresh. Investing is unique to each person because of the time and money everyone is willing to invest is different. Before you begin investing you should think about what... read more →
Dec
14
Given the inherent volatility of markets, it’s useful to remind ourselves of strategies we can utilise to meet investment goals. The fundamentals of portfolio construction can help position portfolios appropriately in times of crisis and volatility. Exploit a long-run time horizon Investors with a long horizon don’t need short-term liquidity,... read more →
Nov
10
As human beings, we have a natural preference for things to stay as they are. It’s a tendency psychologists refer to as status quo bias. But in a world where change is a daily reality, sticking to the status quo could mean getting left behind. Regularly checking in on your... read more →
Oct
05
Sharemarkets are the most volatile they’ve been in the past 20 years. Increased uncertainty, fear, forced and panic selling, as well as reduced liquidity, are all contributing factors to currently elevated levels of volatility. A simple measure using intraday price fluctuations can be used to understand the extent of the... read more →
Sep
20
We all know the old saying ‘buy low, sell high’ – right? As fundamental as this may seem, when the reality of a market crash sets in, we see behaviour move from rational to irrational as investors abandon their accumulated wisdom and succumb to the prevailing panic of the day.... read more →