Retirement planning is about accumulating wealth in order to provide income and financial security in retirement. Our advisors help to ensure your retirement income is structured to suit your needs and objectives, whilst being tax effective. We review the three main sources of income during retirement: Superannuation, Non-superannuation assets including property, shares and cash and Centrelink age pension.
Estate planning focuses on developing a strategy to deal with your assets in the event of death or medical incapacitation. It requires various considerations of each beneficiary’s personal and financial situation. Our financial advisors will help to review a variety of areas including a current will, insurances, tax implications, Powers of Attorney, testamentary trusts, nomination of superannuation death benefits, business succession planning and more.
Our wealth management team can help to discuss strategies available around philanthropy. Whilst you may consider gifting a sum of money to a charity or institution, to make a more permanent and enduring contribution, it may be effective to establish a testamentary charitable trust in your will.
How we can help
There are many rules and regulations, including strict Australian Taxation Office guidelines to which you may need to adhere. Our experienced wealth management team will help with advising and developing a strategy to suit your needs.