BUDGETING One of the first things in controlling your money and your accumulation of wealth is to have a budget. However, many of us do not have a budget, do... read more →
Australia has the highest household debt to disposable income ratio in the world, even higher than the USA. In the 1980s the average Australian household had debts totalling about... read more →
With 2010 a year of ups and downs for investors, what is 2011 expected to bring, and, as an investor, what signs should you be looking for? For long-term... read more →
According to Business Spectator Accenture CEO Pulse, December 2010 issue, the following results are from research conducted by GA Research interviewing Chief Executive Officers in December 2010. Business Sentiment 80%... read more →
Our hearts and thoughts go out to all of those in the Queensland floods. I'm sure you are concerned not only about the families and businesses affected by the... read more →
Our Financial Advisers in Newcastle say regular reviews of your financial plan are important to optimising your financial security. Dealing with changes The financial world is always changing. Political, economic,... read more →
When it comes to having enough insurance cover in place, there should be no ‘it can’t happen to me’ attitude.
That’s because accidents and illnesses do not discriminate,... read more →
According to the latest Westpac ASFA Retirement Standard the annual budget needed by Australians to fund either a comfortable or modest standards of living in the post-work years has... read more →
There are a lot of uncertainties involved in starting a family – from choosing the right nappy strategy through to working out the best approach for disciplining your little bundle... read more →
Did you realise that some unfortunate super fund members face a 93 percent tax rate on certain super contributions? This breathtaking rate is triggered when fund members exceed the... read more →